Life Insurance

The most common component of a risk insurance solution is life insurance. How it works is straight forward – in the event of your death, your beneficiaries will receive a lump sum payment.

Total and Permanent Disability (TPD) Insurance

TPD insurance covers you in the event you’re totally and permanently disabled and unable to work due to illness or injury. In the event this occurs, you will receive a lump sum payment.

Income Protection

Income protection provides income replacement options to protect your lifestyle, assets and independence if you suffer illness or injury. It will provide a monthly payment of up to 75% of your income (as well as a superannuation contribution) while you are unable to work due to accident or sickness.

Trauma Insurance

Trauma insurance protects you from serious medical conditions and illnesses. You will receive a lump sum payment if you are diagnosed with or suffer a lifethreatening illness, allowing you to concentrate on what really matters at this time – your recovery.

Business Expense Insurance

Business expense insurance covers any ongoing expenses of your business, such as rent, salaries, utilities and loan repayments. It can also cover the cost of bringing in a locum to run the business while the primary income generator is unable to work due to sickness or injury.

Child Trauma Insurance

Child trauma insurance provides parents or guardians with a lump sum if their child dies, is diagnosed with a terminal illness or suffers from a traumatic event.

Claims Service

What is important to us as your personal Insurance Advisers

When you put your insurance in our hands, you'll get the kind of old fashioned service that places you and your family first.

The value in ensuring you are properly protected only becomes apparent when you need to make a claim. This is when we excel at delivering on our promise and stand by our clients when they need us most.